What You Need to Know About GreenSky Credit

In today’s world, it is rare to find a company that innovates in big ways in the financial technology space. Most financial institutions are stodgy and slow in adopting new technology. But that’s exactly the hole in the market, and thus the opportunity that serial entrepreneur, CEO, and founder of GreenSky Credit David Malik saw.

Tech Company Over Financial Company

While FinTech is an apt description of GreenSky Credit, Zalik likes to frame his company as a technology company over everything else. And there is a very good reason for this. Unlike financial institutions, GreenSky Credit does not use their own capital when giving away loans to consumers.

Offering Options

GreenSky Credit’s users and clients are the millions of people that need to get funding for their medical, home improvement, solar, and other projects. By using GreenSky, they are able to have options by connecting with various financial loans that GreenSky finds for them in real time based on their credit. It helps that there are 12,000 merchants using the service and extending it to customers.

Mobile is the Future

One key difference between the company and others is that they realized the value of giving customers a choice to use an app on their phone. Instead of having to worry about going to an appointment in an office downtown, they can seek funding from the comfort of their own home or wherever they happen to be.

Recognition from the Community

The fintech company has invested over $7 million in their city of Atlanta. While creating 350 jobs, they have also raised another round of funding for their company of $50 million. The signs are clear. Innovating and offering more choices to consumers is paying off.

When it comes to companies today, you either innovate or disappear. It appears that Zalik and his team got the memo. Starting from humble beginnings in Atlanta, they have experienced rapid growth. From a valuation of $3 million back in 2004 to over $3 billion today, according to Forbes, the firm seeks to continue their technological empire and extend capital to even more consumers in the future.

 

https://tritonstone.com/faqs-about-greensky/

GreenSky Credit Helps Negotiate Great Terms With Banks For Home Improvement Loans

I’m trying to get some home improvements done, so I’ve been doing a lot of research. It seems that there are a lot of home improvement loan options out there, but, the more I read, the more I love GreenSky Credit. I’ve read about the company and its founder on Forbes, Wall Street Journal, Bloomberg and Wikipedia. There’s nothing not to like.

Great Story

First of all, GreenSky Credit was founded by a man named David Zalik. He is a math genius by all accounts. They sent him to Auburn University at the age of 14 where he was unable to graduate. Like most successful entrepreneurs, he was making too much money to continue at school. That’s because he founded a company in college that was putting together computers from scratch.

David Zalik is from Atlanta. It’s where he took out $10 million in loans to start up GreenSky Credit. It’s an unassuming company with an office that’s not that easy to find, but the financial tech company offers homeowners an incredibly easy way to secure funding for home improvements.

Easy App

The app keeps getting easier and easier to use. You simply download it onto your phone, take a picture of your license and the loan application is mostly filled out for you. And there are plenty of options when it comes to financial products through GreenSky Credit. It’s really easy to find exactly what you’re looking for.

How I’m Using The App

But what I love most about the app is that it’s going to allow me to perform even more home improvements. I found the perfect loan which will allow me to spend some of my own cash on different upgrade projects. I’m going to have the home of my dreams before I ever thought possible. All I have to do is continue to pay back the incredibly affordable loan that GreenSky Credit secured for me.

As it turns out, the financial tech company doesn’t fund these loans. They take the loans to a bank which is rather brilliant. GreenSky Credit is the middleman and referee between you and the bank when it comes to getting the best home improvement loan.

https://resources.greenskycredit.com/home-improvement-case-studies/case-study-treeium

The Team behind the Success Story of GreenSky Credit

GreenSky Credit is a financial technology company that has been offering credit options to the residents of Atlanta, Georgia, and other surrounding regions. The company uses a credit program where buyers can easily access goods and multiple services through credit. The merchants will offer products and services demanded by a consumer while a federal-insured bank will be paying on behalf of the company. This is the cheapest alternative for individuals who want to access small amounts of money for home improvement services and other needs.

  • The Founder

David Zalik is the face behind GreenSky credit, and he has been at the helm of the company that he founded back in 2006. However, the serial entrepreneur took the bold step of selling the company to shareholders through the Initial Public Offer in a bid to attract fund for development of the company with the specific intention of expanding the services of the entity to other parts of the country. Zalik is a renowned entrepreneur who formed his first business while he was just fourteen and his knowledge in the industry has grown since then. He is a recipient of the 2016 Ernst & Young Entrepreneur on the year after excellent services in the field of finance.

  • Vice Chairman

The current Vice Chairman who doubles as the Chief Administrative Officer of GreenSky credit is Gerry Benjamin. He has extensive financial knowledge after working in other organizations while explicitly holding influential positions such as corporate finance advisory, principal investing, and investment banking among others. On the other hand, Tim Kaliban works as the president of the organization while at the time holding the influential position of Chief Risk Officer. He has more than thirty years of experience in the corporate world and is highly experienced in compliance, product development, and lending management.

These are the team members who hold much responsibility in the journey of ensuring that GreenSky Credit achieves its vision. However, other team players work on a daily basis to help the executive group to steer the company in the right direction. Moreover, the members of the public are critical to the operations of the company because it is a public trading company hence answerable to shareholders.

Sources:

Ask Reporter- http://askreporter.com/2018/07/greensky-credit-company-offers-a-sound-alternative-to-credit-cards-for-home-improvement-projects/

https://www.dice.com/company/GreenSky+Credit/jobs

GreenSky Credit Switches Old for New in the Lending Sector.

About GreenSky

GreenSky Credit is a financial institution that has brought a lot of change in the financial market, especially in the credit sector. Being a huge financial firm, the organization has opted to operate its business in a more classic and wholesale manner than the other financial lenders do. The first initiative that GreenSky Credit has adopted is lending to the small financial lenders. This happens in the situations where a creditor may be having a lot of credit customers but cannot sustain their financial needs. In such scenarios, GreenSky cheeps in and provides the finance to the lender who lends the money to the customers. GreenSky gets a commission of the total outstanding balance of the customers’ loans.

The other initiative that GreenSky Credit has taken to cope with the market competition is entering into business relationships with merchants and other wholesalers of products like the home improvement products, furniture, roofing facilities and other services. These merchants provide their services to clients and customers who don’t have enough money to get the services. Instead of getting loans from financial institutions, the customers are allowed access to the services and agree to pay the amounts in future installments. In this way, there is a mutual benefit between the three parties; the customers, GreenSky Credit, and the merchants who can retain their customers.

The unique strategy

The CEO of GreenSky, Mr. David Zalik has been very tactical in the way he has been leading the marketing campaigns for the organization. While the other financial firms find it easier to get to the media to promote their companies, Zalik’s strategy has been different. Instead of relying on the media, he has trained his employees in relationship building. The personnel is trained in how to build and maintain relationships with other stakeholders like the small credit firms and the merchants.

In return, GreenSky Credit can leverage the customer bases of these firms to make profits from the commissions it gets from the lending activity. Since its formation in 2006, Greensky Credit has changed the way transactions in the lending sector are done. This has been through the introduction of their mobile application for an efficient loan application process.

https://tritonstone.com/faqs-about-greensky/

What Professional Investor Paul Mampilly Thinks Of Apple’s Stock

After having worked on Wall Street for almost 20 years Paul Mampilly decided he had enough of it. Being a trader or hedge fund manager on Wall Street, like he was, means extremely long days with not enough time to spend with your family. He was very successful at the positions he held but he decided he had made enough money there and it didn’t sit well with him that his investing knowledge was just being used to make the wealthy wealthier. View Paul Mampilly’s profiles at Linkedin.

Before leaving Wall Street he had thought about writing financial newsletters to help regular folk make money and growing their assets. He started out in October 2011 writing for Common Sense Publishing. He made investment recommendations for his subscribers in such areas as dividend growth stocks, bonds, value stocks, and options. In March 2014 he joined Agora Financial in Durham, North Carolina. At this firm he was an analyst, editor, and writer. His main publication was FDA Trader which was focused on making money in the life sciences and biotechnology. Some of the stocks he recommended to investors had amazing returns, like Anthera Pharmaceuticals which gained 412%.

Today, Paul Mampilly’s investing tips can be found in publications put out by Banyan Hill Publishing. His first monthly publication with this company was Profits Unlimited. He researches companies and finds low-risk company stocks which are poised for explosive growth. True Momentum is another one he edits which shows subscribers how to make returns of 100% while taking moderate risk. The newest publication is Extreme Fortunes where Paul Mampilly lets readers in on his research which shows that 43 stocks rally 1000% every year and which company is next to experience this amazing growth.

In a recent article, Paul Mampilly made the case that Apple is doomed. He wrote that their stock has now peaked and is on the precipice of a fall. He said the main driver of the growth of their stock in recent years has been Warren Buffett buying up more than $20 billion in Apple shares. However, Apple is now a stagnating firm which hasn’t made any real advances since Steve Jobs passed away.

He says that people buying Apple’s stock are buying a memory of what this company once was. They used to be a revolutionary company which had many devices which changed the world. However, long gone are the days of another iPod, iPhone, or Ipad. With Steve Jobs dying in 2011 he’s staying away from their stock going forward. See more: https://stocktwits.com/paulmampilly

 

Jeff Yastine: Inviting People to Invest


Jeff Yastine is a successful businessman, entrepreneur and writer, who is recognized for his skills in writing articles related to investing. His most popular publication is the Total Wealth Insider, which is published through Banyan Hill Publishing and talks about the secrets on how to become wealthy through investing. Aside from writing contents for Total Wealth Insider, Jeff Yastine is also writing articles for publications like the Winning Investor Daily, and another one entitled the Sovereign Investor Daily. Jeff Yastine joined the Banyan Hill Publishing in 2015, and he was appointed to become the company’s editorial director. He has been investing for more than twenty years, and the skills and knowledge that he acquired through investing in the stock market made him one of the most reputable and reliable writers in the world of finance. He is guiding the investors on what investments they would have to focus on, and he is also providing an explanation as to how the market could probably move. Investors revealed that Jeff Yastine is a great help for them, especially for a market that is very unpredictable.

Prior to joining the Banyan Hill Publishing as an article writer and the editorial director, Jeff Yastine worked as an anchor on the television. His show, known as PBS Nightly Business Report, ran from the year 1994 up until 2010, and it features several millionaires and billionaires who managed to create their own business empires, giving tips and tricks to the viewers on how they can emulate them and become wealthy as well. Jeff Yastine’s show was recognized and nominated for an Emmy’s, and he thanked his viewers for their continued support.

Jeff Yastine highly recommends investing and he always point out the importance of dividing the investments, and not focusing all of the eggs in a single basket. He stated that by diversifying the investments, the risk could be lowered down, and many opportunities could come. Jeff Yastine highly recommends investing in the stock market, because of its previous record of gaining value overtime. He stated that those who are interested in building their wealth through the stock market should start looking at small companies or startups which has a huge chance of gaining more value overtime. He stated that this is the short cut in becoming wealthy overnight, but people should study and understand how the stock market works so that they can perfect the tip that he has given. Jeff Yastine is encouraging everyone to invest and become financially literate to secure their future.

Visit: https://www.investmentu.com/investment-experts/jeff-yastine

 

A Look At How Gregory Aziz Transformed The National Steel Car

Railroad is an important means of transport globally. It is used to transport both people and freight over long and short distances at a fraction of the money that would be used to make such trip over land using a public means of transport. Gregory James Aziz’s company, the National Steel Car, focuses on enhancing the success of railroad freight industry through the provision of engineering services and manufacturing of high quality railroad freight cars. After Greg assumed ownership of the revered National Steel Car, the company has become a leader in the competitive industry in North America.

 

Born on April 30, 1949, James Aziz grew to become one of the most recognized business leaders in Canada. The young Aziz pursed his earlier studies in a local school in London, Ontario before joining Ridley College where he graduated with a degree in business. Determined to sharpen his business skills, Greg Aziz enrolled in the world-renowned University of Western Ontario where he majored in Economics. Read More On This Page.

 

When he turned 22, the young graduate decided to take over his family’s wholesale food business known as Affiliated Foods. For 16 years, Greg Aziz focused on enhancing the business, thus helping it to grow and become a leading importer of fresh foods from South America, Central America and Europe. Under his visionary leadership, the company expanded its distribution chain from Eastern Canada to the entire United States.

 

With Affiliated Foods destined for even greater success, Gregory J Aziz decided to look for new investment opportunities. He spent most of the 80s in New York working on investment banking opportunities. However, in 1994 he decided to shift his focus when he came across an offer to buy the National Steel Car from its then owner,  Dofasco. The shrewd entrepreneur was convinced that he had what it takes to transform the ailing company to a successful corporation and a leader in the railroad freight car manufacturing industry.

 

Greg James Aziz bought the firm and embarked on improving it. Greg’s approach to strengthen the company’s engineering and team-building capabilities involved injecting more capital into the business and recruiting experienced workers. These efforts transformed the company in five years. The company was now making 12,000 cars a year, up from only 3,500 cars. Its workforce had also grown from 600 to nearly 3,000 employees. The executive leader is still not satisfied; he continues to put more efforts in augmenting the quality of the company’s products and operations. Notably, National Steel Car is the only company in the industry to be certified ISO 9001:2008.

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Gregory Aziz, the Backbone of National Steel Car

Gregory James Aziz is a multi-talented man, calling him a jack of all trades would be an understatement. He is the current chairman, president, and CEO of the National Steel Car. Gregory J Aziz was born on April 30, 1949, in London, at a town called Ontario.

 

Greg went to Ridley College, and then later joined Western Ontario University where he undertook his Majors in Economics. After his majors in the year 1971 Greg Aziz joined his family wholesale food business which would later become the world’s largest fish importer. He would go on to join the banking world in New York in the 1980s to 1190s which would equip him with the skills to organize and buy the National steel cars in 1994.

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Greg Aziz’s main aim while purchasing the steel companies was to transform into a leading railroad company in North America solely. With commitment and investment, the company gradually increased its manufacturing capability from 3500-12,000 cars in the year 1999 and as a result employment increased.

 

 

Due to the company’s outstanding performance, the National Steel Car Company is one of the leading companies, and it’s the only railroad freight cars in North America. National Steel Car benefit the Hamilton community through several charities. Both Greg Aziz and his wife Irene are philanthropists they generously give to the society and various charities especially Royal agriculture winter fair.

 

Greg James Aziz undeniable creativity in the field of engineering and manufacturing has enabled the steel company to be voted and awarded as the most leading railroad cars in North America for 18years. Aziz has worked in the business for more than 23 years. His mission is to provide quality cars in his current market.

 

 

Many organizations benefit from the National Steel Car these include companies like the Salvation Army, the United Way and Hamilton Opera to mention but a few. The company is also known for hosting Christmas party each year for the current and former employees. These local food drives are recognized to benefit the community’s local food banks.

 

 

The businessman is recognized as one of the leading businessmen in Ontario. The community appreciates him for the immense contribution he has played in the community. These include his vision and administration expertise, his outstanding relationship with both his staff and the community at large. Go Here To Learn More.

 

 

His commitment is in serving his community and the staff in his company through charities and providing formal employment.

 

See Also: https://www.bloomberg.com/research/stocks/private/person.asp?personId=39124620&privcapId=35787198