Peter Briger is a business intellect with a Bachelor Degree from Princeton University and an M.B.A at the University of Pennsylvania, Wharton School of Business. He has worked with lots of companies as an advisor including Center for a New American Security, CNBC and as a board member of Tipping Point Community. In 1996, Peter Briger became a partner of Goldman, Sachs & Co., after an extensive fifteen years working at the firm.
In March 2002, Peter joined Fortress Investment Group becoming a Management Committee member. He worked another four years before becoming a Board of Directors’ member in 2006. In August 2009, Peter Briger got elected as a Co-Chairman of the company bringing about new changes to the company; including the introduction of Real Estate and Credit facilities. More about of Peter Briger at Bloomberg
Fortress Investment Group, located in San Francisco, California, United States is an investment management firm. Founded in 1998 as a private equity firm, it has three co-founders: Randal Nardone, Rob Kauffman, and. Wesley R. Edens. Through its expansion into other asset investment opportunities like liquid hedge funds and Credit funds, on February 9, 2007, it was listed in the NYSE. Earning its recognition as the first significant private firm to trade publicly.
In addition to its assets like Railroads and Traditional Asset Management, it also has subsidiaries. These include Newcastle Investment Corp. (REIT), New Media Investment Group, New Residential Investment Corp., and New Senior Investment Group (REIT). Under Peter Briger’s directives as a Principle, it got recognition from Institutional Investor and HFMWeek getting titles of “Hedge Fund Manager of the Year” and “Management Firm of the Year” respectively in 2014.
As of June 30, 2016, the company increased its assets under management totaling $70.2 billion which included four core businesses previously acquired like Logan Circle Partners in April 2010. As of September 30, 2018, Fortress Investment Group has expanded its investment strategies to include 919 asset management employees. Through the growth of Fortress Investment Group, Peter Briger has helped steer the company in more lucrative ventures. Some which include the acquisition of Logan Circle Partners and Florida East Coast Railway, the parent company of Brightline, being the only passenger railroad privately owned in the United States.
One question that might cross your mind when thinking of seizing an Unfranchise business opportunity at Market America is where do you and your neighbors and friends (and relatives) spend money?
Even from reputable sources, figures vary. The widely respected website The Motley Fool (well respected despite its name) says, for example, that the average Americans gross income in the United States is $67,564 and that the average federal tax bill is $9,655. On top of that, the average total tax bill is $20,944, including sales, property, state and county taxes – and every other tax you can name.
That would mean the average American has $46,620 left in their pocket to spend after taxes. And very little of that, as most of us can personally attest, goes to a savings account or a retirement fund. Still, some people put money aside for their retirement years, lowering that average spending amount accordingly.
Where does it go? First, according to the Credit Loan website – a business where it pays to understand spending – says the average earning is more like $75,664 before taxes. And each year, out of that, the average American spends $57,311 of that money. In between those two figures – the difference between them – you have to fit in taxes and savings, because those are the only categories left.
The critical numbers for our discussion, however, is what the average person spends and where that spending goes. After all, if you want to start and Unfranchise business and you are told that the key to success is all about shopping, then let’s talk turkey. What kind of shopping are we talking about?
And here’s the answer, keeping in mind that exact accuracy isn’t the point here, according to Credit Loan, the average spending includes $18,886 on housing, $9,049 on transportation, $7,203 for food, $6,831 for pensions and insurance, $4,612 for health care, $2,913 for entertainment and $1,803 for apparel and services. Meanwhile, $2,081 goes to “cash contributions,” whatever the heck that is.
All that amounts to a huge: WOW! Americans – and, you can bet this translates to numbers around the world with a few minor differences – spend a ton of money on food, health care, housing, entertainment – which is the very wheelhouse, as the saying goes, for what Market America offers at its SHOP.COM online marketplace.
You know the expression, “Shop until you drop.” Americans, it turns out, spend, spend, spend, as do Brits, the Taiwanese, Chinese, Irish, French and everyone else in the planetary playground we call Earth.
Spend, spend, spend. You can break down each category further. Spending on healthcare includes diet relief, nutritional supplements, exercise aids. Spending on entertainment includes more than just opera; it includes home-based entertainment, like DVDs, music, games, sports.
Now let’s look at the real brass tacks, as they say. It turns out, after careful analysis, that the average American after taxes has a mortgage valued at $155,361, students loans of $31,946 and a credit card bill of $16,140.
Toss in the average spending figures, stir and serve and what do you get? The average American’s spending includes $17,750 or more per year that could be redirected to SHOP.COM.
Back up the truck! Yes, Americans spend, on average, almost $18,000 per year on products that they could buy on SHOP.COM with its growing, established bank of products that are custom designed to appeal to the average American.
This, you could say, is where the rubber meets the road. That $17,750 is exactly the size, on average, per customer, per referral, per client, per whatever you want to call them, per what you spend, as well, that could be translated into discounts, cash back opportunities and residual income for you.
How big a wow is that?
Furthermore, the numbers are available for several other critical Market America markets. In Britain, for example, the average mortgage is 121,678 British pounds, student loans come to 24,640 pounds, credit card debt 7,616 pounds. And here are the numbers that really matter: Spending per year comes to 24,960 pounds or about $32,000 in U.S. dollars and, cutting to the chase, 18, 470 pounds sterling or slightly over $24,000 of that spending in U.S. dollars could be redirected to SHOP.COM.
These figures, of course, tell you how big the markets are and how much of their economic pies could be redirected to potential earnings for Unfranchise owners.
If follows, of course, that not every culture around the globe has exactly the same priorities as the good, old-fashioned American consumer has. Not everyone shares the same priorities as a British shopper. Every culture has their own likes and dislikes, after all.
But everyone shares, more or less, the same basic needs. Every culture around the world values healthcare and will pursue the products they can afford to remain healthy. Various cultures prioritize beauty products differently, but it is safe to say that everyone on the planet, to some degree, values their personal appearance. Members of modern societies with money to spend represent, of course, very healthy markets for healthcare and beauty aid products.
Within reason, however, the numbers hold steady across the globe. In Australia, the average Aussie spends $74,100 Australian dollars each year, while spending $25,970 Australian dollars or $19,502 in U.S. dollars that could be redirected towards SHOP.COM, earning the Unfranhise developer an opportunity to earn residual income contributing directly to their own, personal spending power.
Go almost anywhere in the world and you will find the overlap that matches SHOP.COM’s line of products in beauty, healthcare, nutrition, diet, electronics, home essentials, shoes and apparel.
It comes to mind that the world’s greatest inventors since the dawn of time have been chasing one elusive and miraculous invention called the Perpetual Motion Machine. This, mostly a myth really, a legend, a fantasy, is the machine that will put an end to our dependence on oil – a machine that runs eternally by creating the power it uses all by itself. It will run for ever. Wind it up and it will never stop.
The Unfranchise system is similar to that famous, mythological Perpetual Motion Machine that runs by itself. After all, Market America has discovered a way to earn money by having people do what they were going to do, anyway. Without expending any extra effort whatsoever, just the act of doing what was on their to-do list, which they would have done one way or another, suddenly unleashes the earning potential that was hiding there all along.
The Unfranchise system doesn’t require any additional expenditure that customer hadn’t planned on spending, anyway. In fact, with discounts, consumers are spending less or using up less financial energy than they might have, anyway, and now it suddenly earns them a residual income – a little icing on the cake.
It’s like all you have to do is roll out of bed. You were going to do that, anyway. Now it earns you an income. It’s like the wine that gets worse as it ages, the best time to drink it is right now. In terms of an Unfranchise option, the question turns out to be: What are you waiting for?
One of the great problems in the implementation of data systems has traditionally been the siloed nature of legacy platforms. Siloing itself is not a problem. But all siloing, by definition, entails sharply limiting scope. This means that while siloed data systems can be optimized for narrow applications, serious problems arise when they must be interfaced into larger systems.
Siloed data solutions can be visualized as being like a freight train. Each car serves a very specific task. An oil tanker car holds oil while a cattle car is optimized for the continued survival of livestock. And pulling the entire train is a sophisticated engine. Freight trains themselves have been optimized for low-energy-expenditure bulk transport. And each car is able to interface with the others to form a whole freight train. But freight trains also have severe limitations. They cannot get bulk items from one coast to the other in less than a day, for example. When requirements that exceed freight trains’ operating envelope are introduced, they become completely worthless as a transport medium.
This is precisely what happens to siloed data solutions that form part of a larger organization. Individual solutions may be well-tailored to a specific task. But the organization may require far greater capabilities, at some point, than those solutions are able to deliver. Just as unloading bulk chemicals from a freight train onto a 747 for an intercoastal flight would require a tremendous amount of energy, logistics and planning, making siloed data solutions operate as part of a cohesive organizational strategy can require more resources than the company in question has available.
Cloudwick can integrate legacy siloed solutions into larger corporate purpose
Cloudwick is the leading advanced, cloud-based security, data storage and analytics firm in the world today. Cloudwick is the first company to develop CDL, a highly robust security platform that maximizes the ability of legacy siloed systems to interact cohesively at the organizational level. Cloudwick has a track record spanning more than a decade of implementing state-of-the-art data-lake-based applications that allow the full automation of robust digital corporate security systems, posing a unified front against modern digital threats across all industries.
Brian Torchin is a super devoted man towards his life and successful career in healthcare. He has been serving in staffing in the medical industry for quite a long time. He is the founder and the Chief Executive Officer of HCRC Staffing Company. His primary objective is to ensure that people can secure themselves dream jobs. It’s mandatory for any person willing to get medical jobs to have some advice from a reliable and credible source for them to get to the right position. Read more about Brian at vimeo.com
Many people who visit Brian Torchin for help can work with him either through HCRC or by trying his blog. He uses his blog to provide the most of his information most comfortably. Torchin is very confident of himself, and he can handle many questions raised by his clients with much ease. He can get his clients in touch with everything that can easily land them to their dream jobs. Everyone looking forward to working with Brian Torch need to ensure that they ask him if he can fix them to their dream jobs or get them interviews.
Brian Torchin gathers much data since he wants to ensure that can be of great help in connecting people get the right jobs by use of this data. He is sure that his data can make a significant change in people’s lives. He is also aware that it’s easier for him to get any help that he needs at any time. It’s sensible for him to respond to people through online since it, in turn, helps him to spread any crucial information that he may be having. It’s highly recommended that any job seekers need to consult and work with Torchin, take an interview and compile their resume. Torchin is committed to making lighting up the life of the future generation.
Leadership means so much in a company. The best companies in the global market are those that have been fortunate to get great leaders who know their roles perfectly. Managing a team of professionals in the workplace needs a lot of expertise. James River Capital is an institution that has been excelling in the recent times because of the leadership it has been getting from its founder, Paul Saunders. Saunders and his company have introduced some tips to help most of the companies in the market to change for the better and make more money in the competitive market. Learn more: https://www.behance.net/jamesrivercc
Your team should be support. Never be interested in leading them
When Facebook was founded several years ago, its founders thought of a unique strategy to make it successful. The managers of the popular social media account were given the role of supporting the team, not leading them. The founder of the company saw the shift that would be brought by the supporting team, and he chose to embrace it so that the popular site can be successful. This change was small and looked insignificant to many. Several years later, Facebook is one of the most successful social media platforms in the world, and the support team is doing so much to encourage this growth.
Encourage your team and ensure that you are open to change
Experts concluded a research recently, and they were shocked by the things they discovered. Over eighty percent of the company workers are not willing to share critical feedback with the company management. The researchers realized these employees felt that by speaking to the company bosses about crucial activities going on in the company, they will only be welcoming trouble. James River Capital encourages open communication between the management and employees, and this ensured that there is transparency and engagement in all the parties. The employees should never fear their bosses whenever they have to speak about improvements, challenges, and problems that are facing a company. Only the management can effectively introduce this communication in the company by showing that they appreciate any feedback, whether positive or negative.
All opinions in the company are important
As a leader, your greatest job is to be the support of an organization. This simply means that your responsibility is to remove anything that is hindering the growth and progress of your company. When speaking to the people in your organization, it is paramount to note those who are quiet and try to engage them too. These people might not be comfortable speaking in front of people, but it is crucial to encourage them to share their challenges so that you can have the opinions of all people. Never push the quiet team too much because they will not be comfortable around you in the future.
Once Hurricane Harvey dropped heavy rains across Houston, most companies in the United States watched powerlessly as numerous Americans lost their homes, properties and even lives. One company in Dallas, Stream Energy, spent some of the money it had earned from its very successful business engagements to fund the recovery and reduce the financial load carried by some of the Hurricane’s survivors.
Corporate philanthropy is part of the organizational philosophy for Stream Energy. The energy corporation recently launched a charity foundation, Stream Cares, to make its on-going philanthropic projects across Texas formal. It is important to note that Stream Energyhad been carrying out philanthropic engagements in Texas for over 12 years in a non-formal manner.
In as far as Hurricane Harvey was concerned, however, Stream came out and showcased how companies in Dallas ought to leverage philanthropy and charity as an intricate part of their brand recognition.
In the corporate world, having a separate philanthropy department is quite a new undertaking. It provides multiple advantages. The corporation gets to give some of its earnings back to the immediate community, while also earning the loyalty and respect of potential consumers.
According to numerous statistics, corporate America is very generous. In 2016, corporations handed over close to 19 billion U.S dollars to various charities across the country and overseas. However, this figure does not include corporate scholarships, donations, cause marketing, and efforts employed by individual employees to the charitable courses of their choice.
Stream business model is quite simple. Through itssell of energy, the company is able to pay its affiliates to create a network of loyal customers and deliver a wide array of services and products, ranging from mobile phone plans to fixed-rate energy. Stream Energyoffers both corporate and residential services, from telemedicine to virtual doctors and discounted clean energy.
Successful Stream affiliates are trained to care about the homeless. Both the corporation and the staff members regularly check how many people are homeless in Texas alone. It is through this organizational culture that the company has been able to significantly reduce the percentage of homeless people living in Dallas.
Infinity Group Australia is an Australian mortgage broker that has been gaining recognition for being one of Australia’s most innovative companies as well as having outstanding customer service and customer satisfaction rates. Infinity Group has been building up a reputation for being an extremely effective debt reduction company. In 2018, the Australian Financial Review, one of Australia’s most recognized financial and economic publications recognized Infinity Group by putting them at number 58 in their list of Australia’s most innovative companies. this is considered a very honorable and coveted award and Infinity Group fonder Graeme Holm is very proud fo this achievement. Learn more: https://infinitygroupaustralia.com.au/customer-experience-management-award-2018-winner/
Holm states that he founded the company is 2013 with the hope of educating Australians on how to correctly handle their finances so that they could reduce their debt, pay off their homes, and maybe even plan for retirement and/or begin investing.
Holm states that when Infinity Group gives out a home loan, they also set their client up with a financial coach, who will come up with a strategy to pay off the loan and also reduce any other debt the client has. They will even go as far as to budge for the week so that the client knows how much they should be spending during that time and how much of their household income should be going towards debt reduction. Infinity Group has had enormous success with their business strategy, with most of their clients making large, steady payments towards their home loans so that they can finally own said home.
Holm states that the client’s goals are also Infinity Group’s goals, which is why Infinity Group Australia reviews are so positive. Once the client has been able to reduce debt, they will be able to use their freed up capital in order to invest and put back more money into the Australian economy, creating a boost that will be appreciated by everyone, not just the client or Infinity gRoup. This is one of the aspects that got Infinity Group noticed by the AFR in the first place. Holm also states that one of the main reasons why Australians struggle to get out of debt is the lack of support from other financial institutions. Banks do not care whether they will get their entirety to of their money back. They only care that the client makes payments on time and that they pay interest. Holm considered a losing situation, which is why at Infinity Group, the client pays back their loan in record time.
In today’s world, it is rare to find a company that innovates in big ways in the financial technology space. Most financial institutions are stodgy and slow in adopting new technology. But that’s exactly the hole in the market, and thus the opportunity that serial entrepreneur,CEO, and founder of GreenSky Credit David Malik saw.
While FinTech is an apt description of GreenSky Credit, Zalik likes to frame his company as a technology company over everything else. And there is a very good reason for this. Unlike financial institutions, GreenSky Credit does not use their own capital when giving away loans to consumers.
GreenSky Credit’s usersand clients are the millions of people that need to get funding for their medical, home improvement, solar, and other projects. By using GreenSky, they are able to have options by connecting with various financial loans that GreenSky finds for them in real time based on their credit. It helps that there are 12,000 merchants using the service and extending it to customers.
Mobile is the Future
One key difference between the company and others is that they realized the value of giving customers a choice to use an app on their phone. Instead of having to worry about going to an appointment in an office downtown, they can seek funding from the comfort of their own home or wherever they happen to be.
Recognition from the Community
The fintech company has invested over $7 million in their city of Atlanta. While creating 350 jobs, they have also raised another round of funding for their company of $50 million. The signs are clear. Innovating and offering more choices to consumers is paying off.
When it comes to companies today, you either innovate or disappear. It appears that Zalik and his team got the memo. Starting from humble beginnings in Atlanta, they have experienced rapid growth. From a valuation of $3 million back in 2004 to over $3 billion today, according to Forbes, the firm seeks to continue their technological empireand extend capital to even more consumers in the future.
I’m trying to get some home improvements done, so I’ve been doing a lot of research. It seems that there are a lot of home improvement loan options out there, but, the more I read, the more I love GreenSky Credit. I’ve read about the company and its founder on Forbes, Wall Street Journal, Bloomberg and Wikipedia. There’s nothing not to like.
First of all,GreenSky Credit was founded by a man named David Zalik. He is a math genius by all accounts. They sent him to Auburn University at the age of 14 where he was unable to graduate. Like most successful entrepreneurs, he was making too much money to continue at school. That’s because he founded a company in college that was putting together computers from scratch.
David Zalik is from Atlanta. It’s where he took out $10 million in loans to start up GreenSky Credit. It’s an unassuming company with an office that’s not that easy to find, but the financial tech company offers homeowners an incredibly easy way to secure funding for home improvements.
The app keeps getting easier and easier to use. You simply download it onto your phone, take a picture of your license and the loan application is mostly filled out for you. And there are plenty of options when it comes to financial products through GreenSky Credit. It’s really easy to find exactly what you’re looking for.
How I’m Using The App
But what I love most about the app is that it’s going to allow me to perform even more home improvements. I found the perfect loan which will allow me to spend some of my own cash on different upgrade projects. I’m going to have the home of my dreams before I ever thought possible. All I have to do is continue to pay back the incredibly affordable loan that GreenSky Credit secured for me.
As it turns out, the financial tech company doesn’t fund these loans. They take the loans to a bankwhich is rather brilliant. GreenSky Credit is the middleman and referee between you and the bank when it comes to getting the best home improvement loan.
Guilherme Paulus is a Brazilian born entrepreneur that has founded several highly successful businesses. He founded his first business in 1972 with a politician named Carlos Vicente Cerchiari. His business partner left the Venture only four years after its creation. The politician sold his shares in the company to Guilherme Paulus and left him to run the company all on his own. Although he faced many obstacles, he managed to lead the company to a tremendous success. The name of this company is the CVC travel agency. It is now known as the largest Tourist operator in all of Latin America. See more of Guilherme Paulus on facebook.
Guilherme Paulus felt that he can still take this company to greater heights of success with the support of a global investment. In 2009, he decided to sell 63.6% of the company to the global investment firm, the Carlyle Group. Guilherme Paulus has managed to remain a third owner of the company. The CVC travel agency is now able to generate an annual revenue of 5.2 billion. The company put up its capital on Stock Exchange in 2013.
Guilherme has been able to found one of the largest national hotel chains that specializes in leisure tourism and events. The name of this company is the GJP network. It is a network of hotels and resorts all over the country of Brazil. The company began with only one establishment, and it now has control of 19 hotels and resorts in the country of Brazil. It is currently looking to build and acquire more hotels and resorts near airports in Brazil.
In 2006, he acquired the small airline named Webjet. This tiny airline had only one aircraft in its fleet at the time of its acquisition. Guilherme Paulus was able to transform this airline into the third largest airline that operates in Brazil. He sold the company to gol in 2011.
The Brazilian entrepreneur credits the success of his multiple business endeavors to the constant implementation of excellent customer service. For him, the secret to success is to love the customer. The customer is the coffee, the lunch, the dinner and the gas.