The Securities and Exchange commission regulates the sale of stocks. The commission did not have any roll in the 2008 housing collapse, as housing is not traded on any stock exchange. Although it was silent when many of the executives responsible for the collapse continued to receive large bonuses instead of being fired from their positions. The meritocracy may have come to an end, as many other countries decided to fire or jail those responsible for the collapse. However, anyone who sees problems that could lead to another collapse or even merely someone who uses unethical trading practices should consider becoming a whistleblower. There is a new whistleblower advocate program to encourage this.
Bernie Madoff and others may remain free if no one ever came forward. The scandal went on for years before any spoke up. When someone finally came forward, it was too late. Many of the investors in Madoff’s scam lost their life savings. Pyramid schemes remain illegal, but clever scam artists often find ways around them. White collar crime seldom involves any violence, and many people do not like to admit they have fallen for such a scam.
The whistleblower advocate program has paid out over $1 billion dollars according to the Labaton Sucharow website. The firm has helped hundreds of people come out and report questionable practices of their company, and it represented the first public officer to come out against his company. Many people fear coming forward in these ethical circumstances. Companies are known to retaliate against whistleblowers, even when the company later gets charged. Other companies find themselves reluctant to hire a whistelblower. Whether this practice is fair or ont is a different issue, but it makes sense to make sure that a whistleblower gets a reward for doing the right thing.
An employee who comes forward under the SEC whistleblower advocate program nees to have someone on his side. The government is interested in finding the facts of the situation, and the perpetrator of the fraud wants to stay out of trouble. The person coming forward is often tossed aside in the struggle. A good advocate makes sure that the person coming forward remains low profile and gets the whistleblower the reward he deserves.
JHSF is a high-end real estate company in Brazil that engages in the purchase and sale of residential properties. The company also deals in the development and management of commercial properties such as shopping centers, hotels and as well as airports. JHSF started its operations in 1972 under the management of its founders Fabio Auriem and Jose Auriemo.
JHSF is one of the companies in Brazil responsible for steering innovation. The company’ s ability to create sustainable solutions through new developments and projects is embedded in its DNA. JHSF is comprised of four business segments: shopping centers, Hotels and services, airports and real estate development. It has been a publically traded company since 2007 with its shares traded in Sao Paulo Bovespa Stock Exchange
Apart from the developments, it has carried out in the home country, JHSF is also responsible for some developments abroad in countries such as the US and Uruguay. It erected buildings on Fifth Avenues, New York City and was in charge of a real estate development in Uruguay. One of the company’s most recent undertakings was the expansion of its malls. The company is expectant that its mall business shall bring in greater returns in the future since the economy is growing. JHSF has been commended severally for the ability to realize new opportunities in the markets.
Currently, the company’s chairman is Jose Auriemo Neto, who happens to be the son of one of the founders, Fabio Auriemo. He has also previously worked as the company’s CEO overseeing the company’s interests in public development, luxury hotels, and office buildings. Jose Auriemo Neto was in charge of administering the company’s portfolio in shopping and retail businesses that includes some of the largest shopping complexes and malls in Brazil.
Almost a decade ago, Jose Auriemo Neto oversaw NHSF diversify its portfolio from real estate into the retail business that involved the signing of exclusive contracts with designer brands such as Jimmy Choo, Hermes, among others. Later, Jose Auriemo Neto opened the brands’ retail outlets in one of the malls under the company’s management. He has played a significant role in the company’s increase in profits and revenues year after year.
Peter Briger is a business intellect with a Bachelor Degree from Princeton University and an M.B.A at the University of Pennsylvania, Wharton School of Business. He has worked with lots of companies as an advisor including Center for a New American Security, CNBC and as a board member of Tipping Point Community. In 1996, Peter Briger became a partner of Goldman, Sachs & Co., after an extensive fifteen years working at the firm.
In March 2002, Peter joined Fortress Investment Group becoming a Management Committee member. He worked another four years before becoming a Board of Directors’ member in 2006. In August 2009, Peter Briger got elected as a Co-Chairman of the company bringing about new changes to the company; including the introduction of Real Estate and Credit facilities. More about of Peter Briger at Bloomberg
Fortress Investment Group, located in San Francisco, California, United States is an investment management firm. Founded in 1998 as a private equity firm, it has three co-founders: Randal Nardone, Rob Kauffman, and. Wesley R. Edens. Through its expansion into other asset investment opportunities like liquid hedge funds and Credit funds, on February 9, 2007, it was listed in the NYSE. Earning its recognition as the first significant private firm to trade publicly.
In addition to its assets like Railroads and Traditional Asset Management, it also has subsidiaries. These include Newcastle Investment Corp. (REIT), New Media Investment Group, New Residential Investment Corp., and New Senior Investment Group (REIT). Under Peter Briger’s directives as a Principle, it got recognition from Institutional Investor and HFMWeek getting titles of “Hedge Fund Manager of the Year” and “Management Firm of the Year” respectively in 2014.
As of June 30, 2016, the company increased its assets under management totaling $70.2 billion which included four core businesses previously acquired like Logan Circle Partners in April 2010. As of September 30, 2018, Fortress Investment Group has expanded its investment strategies to include 919 asset management employees. Through the growth of Fortress Investment Group, Peter Briger has helped steer the company in more lucrative ventures. Some which include the acquisition of Logan Circle Partners and Florida East Coast Railway, the parent company of Brightline, being the only passenger railroad privately owned in the United States.
One question that might cross your mind when thinking of seizing an Unfranchise business opportunity at Market America is where do you and your neighbors and friends (and relatives) spend money?
Even from reputable sources, figures vary. The widely respected website The Motley Fool (well respected despite its name) says, for example, that the average Americans gross income in the United States is $67,564 and that the average federal tax bill is $9,655. On top of that, the average total tax bill is $20,944, including sales, property, state and county taxes – and every other tax you can name.
That would mean the average American has $46,620 left in their pocket to spend after taxes. And very little of that, as most of us can personally attest, goes to a savings account or a retirement fund. Still, some people put money aside for their retirement years, lowering that average spending amount accordingly.
Where does it go? First, according to the Credit Loan website – a business where it pays to understand spending – says the average earning is more like $75,664 before taxes. And each year, out of that, the average American spends $57,311 of that money. In between those two figures – the difference between them – you have to fit in taxes and savings, because those are the only categories left.
The critical numbers for our discussion, however, is what the average person spends and where that spending goes. After all, if you want to start and Unfranchise business and you are told that the key to success is all about shopping, then let’s talk turkey. What kind of shopping are we talking about?
And here’s the answer, keeping in mind that exact accuracy isn’t the point here, according to Credit Loan, the average spending includes $18,886 on housing, $9,049 on transportation, $7,203 for food, $6,831 for pensions and insurance, $4,612 for health care, $2,913 for entertainment and $1,803 for apparel and services. Meanwhile, $2,081 goes to “cash contributions,” whatever the heck that is.
All that amounts to a huge: WOW! Americans – and, you can bet this translates to numbers around the world with a few minor differences – spend a ton of money on food, health care, housing, entertainment – which is the very wheelhouse, as the saying goes, for what Market America offers at its SHOP.COM online marketplace.
You know the expression, “Shop until you drop.” Americans, it turns out, spend, spend, spend, as do Brits, the Taiwanese, Chinese, Irish, French and everyone else in the planetary playground we call Earth.
Spend, spend, spend. You can break down each category further. Spending on healthcare includes diet relief, nutritional supplements, exercise aids. Spending on entertainment includes more than just opera; it includes home-based entertainment, like DVDs, music, games, sports.
Now let’s look at the real brass tacks, as they say. It turns out, after careful analysis, that the average American after taxes has a mortgage valued at $155,361, students loans of $31,946 and a credit card bill of $16,140.
Toss in the average spending figures, stir and serve and what do you get? The average American’s spending includes $17,750 or more per year that could be redirected to SHOP.COM.
Back up the truck! Yes, Americans spend, on average, almost $18,000 per year on products that they could buy on SHOP.COM with its growing, established bank of products that are custom designed to appeal to the average American.
This, you could say, is where the rubber meets the road. That $17,750 is exactly the size, on average, per customer, per referral, per client, per whatever you want to call them, per what you spend, as well, that could be translated into discounts, cash back opportunities and residual income for you.
How big a wow is that?
Furthermore, the numbers are available for several other critical Market America markets. In Britain, for example, the average mortgage is 121,678 British pounds, student loans come to 24,640 pounds, credit card debt 7,616 pounds. And here are the numbers that really matter: Spending per year comes to 24,960 pounds or about $32,000 in U.S. dollars and, cutting to the chase, 18, 470 pounds sterling or slightly over $24,000 of that spending in U.S. dollars could be redirected to SHOP.COM.
These figures, of course, tell you how big the markets are and how much of their economic pies could be redirected to potential earnings for Unfranchise owners.
If follows, of course, that not every culture around the globe has exactly the same priorities as the good, old-fashioned American consumer has. Not everyone shares the same priorities as a British shopper. Every culture has their own likes and dislikes, after all.
But everyone shares, more or less, the same basic needs. Every culture around the world values healthcare and will pursue the products they can afford to remain healthy. Various cultures prioritize beauty products differently, but it is safe to say that everyone on the planet, to some degree, values their personal appearance. Members of modern societies with money to spend represent, of course, very healthy markets for healthcare and beauty aid products.
Within reason, however, the numbers hold steady across the globe. In Australia, the average Aussie spends $74,100 Australian dollars each year, while spending $25,970 Australian dollars or $19,502 in U.S. dollars that could be redirected towards SHOP.COM, earning the Unfranhise developer an opportunity to earn residual income contributing directly to their own, personal spending power.
Go almost anywhere in the world and you will find the overlap that matches SHOP.COM’s line of products in beauty, healthcare, nutrition, diet, electronics, home essentials, shoes and apparel.
It comes to mind that the world’s greatest inventors since the dawn of time have been chasing one elusive and miraculous invention called the Perpetual Motion Machine. This, mostly a myth really, a legend, a fantasy, is the machine that will put an end to our dependence on oil – a machine that runs eternally by creating the power it uses all by itself. It will run for ever. Wind it up and it will never stop.
The Unfranchise system is similar to that famous, mythological Perpetual Motion Machine that runs by itself. After all, Market America has discovered a way to earn money by having people do what they were going to do, anyway. Without expending any extra effort whatsoever, just the act of doing what was on their to-do list, which they would have done one way or another, suddenly unleashes the earning potential that was hiding there all along.
The Unfranchise system doesn’t require any additional expenditure that customer hadn’t planned on spending, anyway. In fact, with discounts, consumers are spending less or using up less financial energy than they might have, anyway, and now it suddenly earns them a residual income – a little icing on the cake.
It’s like all you have to do is roll out of bed. You were going to do that, anyway. Now it earns you an income. It’s like the wine that gets worse as it ages, the best time to drink it is right now. In terms of an Unfranchise option, the question turns out to be: What are you waiting for?
One of the great problems in the implementation of data systems has traditionally been the siloed nature of legacy platforms. Siloing itself is not a problem. But all siloing, by definition, entails sharply limiting scope. This means that while siloed data systems can be optimized for narrow applications, serious problems arise when they must be interfaced into larger systems.
Siloed data solutions can be visualized as being like a freight train. Each car serves a very specific task. An oil tanker car holds oil while a cattle car is optimized for the continued survival of livestock. And pulling the entire train is a sophisticated engine. Freight trains themselves have been optimized for low-energy-expenditure bulk transport. And each car is able to interface with the others to form a whole freight train. But freight trains also have severe limitations. They cannot get bulk items from one coast to the other in less than a day, for example. When requirements that exceed freight trains’ operating envelope are introduced, they become completely worthless as a transport medium.
This is precisely what happens to siloed data solutions that form part of a larger organization. Individual solutions may be well-tailored to a specific task. But the organization may require far greater capabilities, at some point, than those solutions are able to deliver. Just as unloading bulk chemicals from a freight train onto a 747 for an intercoastal flight would require a tremendous amount of energy, logistics and planning, making siloed data solutions operate as part of a cohesive organizational strategy can require more resources than the company in question has available.
Cloudwick can integrate legacy siloed solutions into larger corporate purpose
Cloudwick is the leading advanced, cloud-based security, data storage and analytics firm in the world today. Cloudwick is the first company to develop CDL, a highly robust security platform that maximizes the ability of legacy siloed systems to interact cohesively at the organizational level. Cloudwick has a track record spanning more than a decade of implementing state-of-the-art data-lake-based applications that allow the full automation of robust digital corporate security systems, posing a unified front against modern digital threats across all industries.
Susan McGalla is a businesswoman who was born in the United States, and her leadership has been inspiring women for many years. As the founder of P3 Executive Consulting, LLC., she works with women to help them move up in their careers. She also works with clients to help them with their operations, the management of their talent, and to improve their marketing efforts. She has been a public speaker for many years and has spoken to women at many different conferences.
Susan McGalla has known for a long time that women are seeking something different than they have been receiving for many years. Women want to be seen as professionals who work just as hard as men. McGalla was raised in a family that saw men and women as equals, and she has been able to use her start in life to comfortably work with both of the sexes.
Susan McGalla studied at Mount Union College and earned her Bachelor of Arts while there. Her first job was with the Joseph Horne Company, and after working with the company for some time, she went to work with American Eagle Outfitters, Inc. She has commented on the fact that there were no women serving the company on its board nor in any kind of leadership role when she first started there. She gives the company a lot of credit for acknowledging her hard work over the years and for treating her equally.
Susan McGalla served American Eagle Outfitter in different leadership positions while there. She eventually became the chief merchandising officer and president of the company. Today, she works with clients who have need for her insight on issues in the retail world. It is her hope that more women will begin to step up and take over important leadership roles in the future.
Flavio Maluf is the current Chief Executive Officer of EucatexGroup, and has demonstrated exemplary talent in his managerial roles. He joined Sao Paulo University where he pursued his undergraduate studies, andmajored in Business Administration. He is also a qualified and professional mechanical engineer. Read more about Flavio Maluf at Blog do Ronco
Flavio Maluf had a strong passion for entrepreneurship, and also agribusiness. His outstanding and extraordinary business skills have given him a major role in the agribusiness industry in Brazil. He has greatly facilitated to the success of the Brazilian agribusiness sector, and advocated for sustainable development in the sector which would support production, and food security for an increase in Gross Domestic Product.
Flavio has extensive knowledge in business operations, and in June 2018, he reported the balance of trade in the Brazilian Agribusiness sector. According to Flavio Maluf, Brazilian agribusiness has maintained balance in its imports and exports. The achievement of a balance of trade therefore means an increase in the sales margin of Soybeans in the international arena. Soybeans serves as the major export product in the Brazilian agribusiness sector. The agribusiness sector in Brazil is comprised of other export products like meat, sugar, meat, and coffee with China and the European Union giving it the largest market for its exports.
According to Flavio Maluf, the Brazilian agribusiness had achieved an increase in the profit margin of 5.2% versus the previous year. The favorable balance of deals for the first part of the year is an indication that the Brazilian agribusiness will continue to yield better results even in the second half of the year.
Flavio Maluf also highlighted that the Brazilian agribusiness is getting major support from Livestock and the Ministry of Agriculture. The boost in the agricultural sector has led to increases in food production, and sustainable development while giving Brazil a competitive advantage in the market.
In Brazil, the major responsibility of the Ministry of Agriculture, Livestock and food supply are to ensure that favorable, and adequate measures are put in place for economic stability. Also, the ministry should ensure the adoption of advanced technology, and science, as they contribute to optimum agricultural production.
Investing in natural resources can be very risky, as this sector is extremely volatile due to its cyclical nature. Those seeking guidance in this area can learn a lot from Matt Badiali. He is a financial advisor who specializes in natural resource investing. He originally was studying to become a geologist and even was working toward a Ph.D. when a friend of his convinced him that he could help people invest properly in the natural resource sector. He made a name for himself picking a profitable resource stock during the great recession and selling it for a 4,400 percent profit two years later. He began his own newsletter the Real Wealth Strategist, a magazine that contains very useful knowledge for investors who want to get their feet wet in resource investing.
His followers have bragged that by following his stock picks they were able to double or triple their money. Copper prices have been declining for a while. Matt Badiali has looked into the supply and demand fundamentals of the commodity and found out they do not line up. The demand for the commodity is much greater than the supply, yet the price can’t seem to catch a bid. The fact that copper appears to be trading below its intrinsic value will provide opportunities in the long-run for value investors. Matt Badiali has noted that there have been deficits in copper supply and it is a trend that could continue to play out over the next few years.
One of the reasons he is so bullish about copper is that he feels the electric car is going to be very profitable for investors over the next decade. Electric vehicles are going to require much greater amounts of copper. There are those in the financial media who are very worried due to the trade war between China and the United States. They feel the trade war is likely to push the entire world into a recession, which is causing the speculators to dump copper and drive the price lower. Matt Badiali feels that this fear is an overreaction from short-term speculators in the market. He is anticipating much higher copper prices and feels the metal is going to be in an enormous bull market in the years to come.
Experience of a manager and their skills are two most common characteristics investors look in a manager. Randal Nardone has both. Two decades ago, Nardone and Wes Edens decided to start up a management company specializing in alternative investment. Their decision has helped many investors around. Fortress now has over 1700 clients (both private clients and corporate entities) and manages assets worth billions of dollars. Due to their success rate, they have been able to expand their operations to more than 17 countries with functional offices. The Nardone dream of a management company is alive and growing. But where did all this start?
Unlike many financial managers in the USA market, Randal Nardone has an educational background in law and also in English and Biology. The two academic disciplines are different and this is probably the reason why Randal Nardone has been an exceptional investment manager both in his approach and planning. The University of Connecticut graduate was fortunate enough to work in both legal and financial institutions before starting Fortress. Some of the most notable institutions where he worked before include Thacher Proffitt & Wood (a law firm) and BlackRock Financial Management. In these two firms, he was exposed to different dynamics of doing business which the experience is helpful as a principal for Fortress.
In 1998, he was part of the founding three principals of Fortress. Randal Nardone main goal in this specific management firm was to help people grow their investment value under an honest and trustworthy company. At Fortress, Randal Nardone is part of Fortress’s Private Equity business. Unlike other departments of Fortress, Nardone is in charge of managing value-oriented assets. Some of the areas in this department that he is passionate about include various financial services, transport (together with Wes), education, health, and energy. Together with Wes Edens, they have been able to constitute a strong team.
Although most of his time is dedicated to Fortress, he is passionate about housing and real estate, and mainstream financial institutions. As a resourceful financial manager, he is part of Brookdale Senior Living (as a director), Springleaf Holdings (as a director) and New Residential Investment Corp (as part of the management).
Brian Torchin is a super devoted man towards his life and successful career in healthcare. He has been serving in staffing in the medical industry for quite a long time. He is the founder and the Chief Executive Officer of HCRC Staffing Company. His primary objective is to ensure that people can secure themselves dream jobs. It’s mandatory for any person willing to get medical jobs to have some advice from a reliable and credible source for them to get to the right position. Read more about Brian at vimeo.com
Many people who visit Brian Torchin for help can work with him either through HCRC or by trying his blog. He uses his blog to provide the most of his information most comfortably. Torchin is very confident of himself, and he can handle many questions raised by his clients with much ease. He can get his clients in touch with everything that can easily land them to their dream jobs. Everyone looking forward to working with Brian Torch need to ensure that they ask him if he can fix them to their dream jobs or get them interviews.
Brian Torchin gathers much data since he wants to ensure that can be of great help in connecting people get the right jobs by use of this data. He is sure that his data can make a significant change in people’s lives. He is also aware that it’s easier for him to get any help that he needs at any time. It’s sensible for him to respond to people through online since it, in turn, helps him to spread any crucial information that he may be having. It’s highly recommended that any job seekers need to consult and work with Torchin, take an interview and compile their resume. Torchin is committed to making lighting up the life of the future generation.